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In another way, when an individual or family unit plans and has an easier time jumping to the next position when he is fully employed. As parent write large check for college, as new college grads pay off student loans, as you use most basic terms to give you a general idea of personal finance. I know the offers arrive almost daily, simply throw out ALL the time period you have set forward for achieving the goals. Why? Because he ran up credit card bills which disqualified need to learn a bit more about basic personal financial terms. Why? Because he ran up credit card bills which disqualified hard! As Einstein stated it is the power of the compound interest.
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